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Likee fans @likeefans added blog in Personal finance
2025-08-09 21:19:42 ·

Pay Bills on Time – Late Payments Hurt Your Credit Score

Introduction Maintaining a strong credit score is essential for financial health, and one of the most critical factors influencing it is payment history. Late payments on credit cards, loans, and other bills can significantly damage your credit score, making it harder to secure favorable interest rates, loans, or even rental agreements. This article explores why timely bill payments matter,...

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Likee fans @likeefans added blog in Personal finance
2025-08-09 21:26:40 ·

The Impact of Hard Inquiries on Your Credit Score: How to Avoid Excessive Credit Applications

When applying for loans or credit cards, lenders typically perform a hard inquiry (also known as a hard pull) to assess your creditworthiness. While a single hard inquiry may have a minor impact on your credit score, multiple hard inquiries in a short period can significantly lower your score and raise red flags for lenders. This article explores why excessive hard inquiries...

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